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This will need to paid off with the lifetime mortgage, as you cannot have two ‘first-charge' mortgages on the same property.


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However, if you are only borrowing a small amount then you might be better off not paying a fee and opting for the higher interest rate.



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Based on an interest rate of 2.73% from more2life, the amount owing - loan plus interest - would be £102,452 after 10 years.



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One client's experience may not be indicative of another client's experiences or the future performance or success of Cadre investments.


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