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If you have owned a property for is age partnership a good company period of time you will likely have built up a sizeable amount of equity in the property or maybe even own it outright.

To calculate amortization with an extra payment, simply add the extra payment to the principal payment for the month that the extra payment was made.


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Put simply; the AER shows how interest accrues every year that you do not make any payments and your equity release with existing mortgage runs.

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