An affordability assessment will be done that'll take into account your monthly expenses, your age, and your ability to earn an income.


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People with lower life expectancy are then allowed to access more of their home equity as a lump sum or possibly a drawdown facility.



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The lifetime mortgage calculator is provided by Responsible Equity Release, providers of the Telegraph Media Group gov.uk equity loan calculator Release Service.

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Using comparison sites or a broker can help you find the best remortgage rates, but check what your current provider can offer too.


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