Government-backed mortgages, such as FHA, VA, and USDA loans, have less strict approval requirements, so they are popular among first-time home buyers.


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These are retirement interest only mortgages for the 50+ consumer, based on income, credit rating and affordability.



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It is more likely that you will release enough money to pay off your existing mortgage if can you Get equity release when you still have a mortgage are over 80 and your property is extremely valuable.

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However, not making any monthly payments will result in the retirement interest only mortgages rates charged by the lender being added to the balance and compounding over your lifetime.

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